Teddy Bear Christmas Savings Challenge Insert - Save $180

Cuddle up to your savings with the Teddy Bear Christmas Savings Challenge! Each teddy equals $15 saved, and completing the tracker helps you set aside $180 total for Christmas gifts, stocking stuffers, or holiday fun.

How to Use:

1. Save the amount shown on each teddy bear ($15).
2. Color in or check off a circle every time you save.
3. Complete all teddy bears to finish with $180 saved!

What You Get:

• 1 Teddy Bear Savings Tracker (printable or laminated depending on selection)
• Cute and festive design to keep you motivated
• Perfect for budgeting binders, envelopes, or cash stuffing systems